Primarily for a person with low income who recognizes the need to be covered.

This person wants a wide range of benefits but appreciates that the level of reimbursements will be reflected in the more affordable price of obtaining such benefits.

Alternatively this person sees himself as practicing relatively healthy lifestyle and does not anticipate the need to pay for the price of a plan with higher reimbursement levels.

This person does not see the need for substantial reimbursements for chronic illnesses.

This person may have things in place to handle medical emergencies and do not desire much protection for emergency medical admittance.

This person does not wish to pay for high Dental and Vision benefits.